Reduce debt

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Tiny homes are the new cheap houses.

Tiny homes are the new cheap houses.

Tiny homes are the new cheap houses That’s right! Tiny homes are the new cheap houses and it is possible to build one for well under $100,000. Sometimes these tiny houses are completed for less the $50,000. This is a new idea from people trying to downsize and live their lives ...

10 ways to save every day

10 ways to save every day

    10 ways to save every day   Oh no! Where has my money gone? Have you ever put your hand in your wallet and had less cash than you thought? I thought I would give some tips below for reducing your expenses (or at least spreading them out over a longer time ...

Tax Time Tips

Tax Time Tips

Even though there is only one month until tax time it is still possible to pay less tax by doing a few simple things. Salary sacrifice can be a great way to reduce your tax. If you are expecting an end of year bonus from your employer you could negotiate ...

Simple and compound interest

Simple and compound interest

Simple and compound interest   I have written an article before on the power of Compound Interest but to make the difference between Simple & compound interest apparent, I will explain them here. If you invested $1,000 for 5 years at 5% interest rate, using Simple interest the interest would  be $500 per ...

How to organise your finance records

How to organise your finance records

How to organise your finance records How often have you tried to work out whether you have the money to purchase something and not found it easy to calculate a result?  There are a lot of things to think about as your life gets more complicated including your finances. The ...

Your dream holiday paid for by the bank?

Your dream holiday paid for by the bank?

Your dream holiday paid for by the bank? I have been ill all this week with a very heavy cold/flu virus. As a result I've spent some time watching TV and see some B grade midday movies and associated advertisements. One ad instantly caught my eye. It was produced by ...

Credit Cards – are they a good idea?

Credit Cards – are they a good idea?

Credit Cards - are they a good idea? The answer to this question is YES of course, especially if you happen to be a bank! The banks make an incredible amount of money from credit cards because people love the concept of "buy now and pay later" without thinking of ...

How to manage money for under 25s

How to manage money for under 25s

How to manage money for under 25s Quick steps to manage money First part time job Savings and separate bank account First permanent job - buy car etc. Do without a credit card for as long as you can. 5 - 10% of wage to go to savings Have a ...

How to save money – car repair story.

How to save money – car repair story.

Rule number 1 - Never believe a door to door salesman. Have you ever had anyone come to your door with an offer that sounds too good to to true?  "I'm here to show you how to save money". I did recently and I'm usually very sceptical about such offers ...

How to save $600 per month.

How to save $600 per month.

This article will only resonate with a certain group of people - that is smokers! I've just found out how much cigarettes cost now and thought I would include a calculator for the smokers amongst us that perhaps need to be motivated to think about their habit. Using the calculator ...

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