An economist is someone who didn't have enough personality to become an accountant.

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Money is like manure. If you spread it around it does a lot of good. But if you pile it up in one place it stinks like hell. - Jr Murchison

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3 Step plan to financial freedom

3 Step plan to financial freedom

  3 Step plan to financial freedom   Step 1 - Get your finances in order   Earn more than you spend Earn more than you spend is only five words but if it was easy to do that is all I would have to say to you. Of course earning more than you spend ...

How to manage money for under 25’s

How to manage money for under 25’s

 Quick steps to manage money First part time job Savings and separate bank account First permanent job - buy car etc. Do without a credit card for as long as you can. 5 - 10% of wage to go to savings Have a long term vision - small targets ...

How to save money – car repair story.

How to save money – car repair story.

Rule number 1 - Never believe a door to door salesman. Have you ever had anyone come to your door with an offer that sounds too good to to true?  "I'm here to show you how to save money". I did recently and I'm usually very sceptical about such offers ...

How to save $600 per month.

How to save $600 per month.

This article will only resonate with a certain group of people - that is smokers! I've just found out how much cigarettes cost now and thought I would include a calculator for the smokers amongst us that perhaps need to be motivated to think about their habit. Using the calculator ...

Holiday savings plan – a true story.

Holiday savings plan – a true story.

Holiday time Here's a story that may sound familiar. I was talking recently to a young couple who returned from a fantastic holiday around Europe for six weeks. They had a great time travelling to England, Wales, France, Barcelona and Singapore but upon returning home they went back to work ...

The fun side of budgeting.

The fun side of budgeting.

The boring bit. Have you ever had that feeling at the end of the week that your not sure what's left in your wallet? Then read on. One of the most important aspects of personal finance is being able to create a budget and stick to it. Therefore the most ...