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Yoursavings – first blog post

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Yoursavings – first blog post

Yoursavings

As this is the first post I’ve created for my blog, Yoursavings. I thought I would introduce myself, explain why I decided to create the blog, give an idea of the type of help I want to provide and also the frequency of posts I hope to achieve.

About me

My name is Rob Bredin and I’ve been involved and interested in financial markets for around 20 years. My interest started when I was involved in a family business and self managed superannuation fund. I then became a home dad for nearly ten years and decided to be a part time share trader to produce some extra family income. At the same time I returned to study and began a Diploma of Financial Planning with the intention of becoming a Financial Planner. It was only when I looked closely at the Financial Planning industry that I realised most of the earnings of the industry were from commissions earned from selling products to clients. Also, most of the small local Financial Planning businesses had been bought up by the Big 4 banks (80-90% of them), so I would have to work for a bank even before I started my own business. I did not like the idea of working for a bank and the shine had gone off Financial Planning as well. It was probably one of the silliest financial decisions I had made but I felt ethically it was right for me.

That is why I started share trading and everything went well until I diversified into Futures trading and then also the GFC came along. I started to struggle although if I’d run my business as I should have everything would have been ok (that’s a story for another time). I decided to take a break and return to full time work and then became interested in blogging through an article I read in The Age about Darren Rowse of Problogger.

Yoursavings – the blog

I was amazed that blogging allowed you to have a voice and that your opinion can be included with useful advice to produce a document that people can access without all the regulatory constraints of the Financial Planning industry. We’re free!!

I intend to provide easy to understand financial advice on this blog and over time will try to cover many topics from the basics of saving, the maths behind loans, compound interest, to more complex advice. There is so much material that I don’t think I’ll be short on inspiration too often and I’ll also always try to make the posts interesting through relevant stories or the occasional humour. I’m aiming to post at least once a week and will probably make it more often for the first couple of weeks just to get us started.

Life shouldn’t be too serious and neither should saving.

Don’t think you can’t do it – anybody can!

Let’s start now.

Cheers

Rob Bredin

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